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Either way, you wont have to pay out of pocket for accidental damage

You may be attending a nonprofit gala supporting a good cause, a corporate gala marking a major milestone, or a themed event like the glamorous Met Gala

Trousers Must Match Your Jacket and Feature a Satin or Grosgrain Stripe Your black tie trousers must be made from the same fabric as your jacket

"History of Women's Fashion - 1920 to 1929 | Glamourdaze"

However, it's important to remember that there is still an element of professionalism involved in smart casual, and it's definitely possible (sometimes even easy) to be too casual in this category